Home Insurance Quote
Our Customers
Jan Darby
“Ryan at Apex is very helpful and I can really rely on him to get me the best deal on my combined auto/ home owners insurance . I’m a retired lady on a fixed income and I appreciate his help especially at yearly renewal times but also when a claim needed to be submitted. As long as I live here in SLC, I will continue to use Apex.“
Kevin Householder
“Working with Apex insurance and especially Ryan is always been spot-on. Insurance is tough to navigate through he’s very knowledgeable about the market and shopping around for the best deals.
If there’s ever an issue that arises he takes care of it immediately. highly recommended for your insurance needs.“
Jake Francom
“I have been in the mortgage industry for 18 years and have dealt with so many insurance agents and Ryan Brinton at Apex insurance is my favorite! He is always available to help my clients and I have never seen someone care about what he does like Ryan. I trust him implicitly with all my clients insurance needs as well as my own!“
Utah's Best Independent Home Insurance Company
What You Need to Know About Utah Home Insurance
- Fire, theft, accidents. . . these are the kinds of threats that might cause you to lose sleep, if you didn’t have the protection of homeowners insurance coverage.
- Fortunately, a homeowners policy will cover damage to your home and personal property due to a variety of causes (called “named perils” in insurance lingo).
- The personal liability portion of a homeowners policy provides coverage, for example, if your litigious brother-in-law slips down your steps on a rainy day and injures himself.
Utah Home Insurance Policies Should Include:
- Broad coverage for damage to your house and any permanent structures on your property (unless the cause of the damage is specifically excluded in your policy).
- Damage to your personal property due to causes specified in your policy. (Yep, it’s those “named perils” again!)
- Limited coverage—usually $500 – $2,000—for jewelry stolen from your home. (Most policies don’t cover lost jewelry.) If you need greater coverage for your prized collection, you might need to schedule those items individually on your policy.
- Coverage for personal liability exposures that arise from being a homeowner.
- Coverage for additional costs you might incur because of a covered loss (for example, if you need to temporarily live elsewhere if a fire makes your home uninhabitable).
Own a home but don’t live in it?
Rental properties need special coverage to ensure they’re properly protected.